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Retirement Planning

Optimize your asset allocation for retirement

Many Americans entering retirement come to find that the right asset allocation and risk can be just as important as the actual dollar amount they have saved. You’ve worked hard for years to save for retirement, and now that time is upon you.

Perhaps you’re now wondering if all the pieces are in place for you to enjoy a happy and worry-free retirement. Are your assets allocated properly?

We take an extensive look at everything within your unique mix of assets including the following: 

  • Bank Accounts
  • Pension
  • Social Security Benefits
  • Estate Plans
  • Wills
  • Taxes
  • Insurance Policies
  • and more….

We offer:

  • Insurance Planning
  • Beneficiary Review
  • Retirement Planning
  • Financial Needs Analysis
  • Analysis of Present and Future Expenses
  • Income Planning

Making a recommendation on asset allocation is not a one-size-fits-all proposal. We provide you a framework that aims to satisfy your retirement income budgeting needs to go along with a risk tolerance that satisfies your growth expectations. Asset allocation simply isn’t something you do once, it’s often ever-evolving throughout your retirement — and knowing who to turn to for help can make a world of difference.

Third Tier Wealth Management and Michael Demkiw, do not provide tax and/or legal advice, but will work with your attorney or independent tax or legal advisor. In the event that you do not have your own attorney or tax professional, we will partner with local CPA firms to provide tax services.

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All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. Opinions expressed herein are solely those of Third Tier Wealth Management LLC dba Third Tier Wealth Management and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Third Tier Wealth Management an Investment Advisor in the State of New Jersey. Being registered as an investment adviser does not imply a certain level of skill or training. Insurance products and services are offered through Third Tier Advisors LLC dba Third Tier Advisors, an affiliated company. Third Tier Wealth Management and Third Tier Advisors are not affiliated with or endorsed by the Social Security Administration or any other government agency.The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of New Jersey or where otherwise legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.

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